OK Mallorca Credit | Expertos en financiación hipotecaria

Name: OK Mallorca Credit | Expertos en financiación hipotecaria
Address: Carrer de Sant Miquel, 30, 6 A-BIS, Palma, 07002, ES
Telephone: +34 607 28 12 82
Rating: 4.8

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OK Mallorca Credit is a financial broker based in Palma, specialising in mortgage arrangement.

Mortgage brokerage for complex cases

OKM Credit operates as a registered financial intermediary — listed as a "gestora de intermediación financiera registrada en el Banco de España" — with a focus on mortgage finance. The team's particular strength lies in cases where banks have previously said no: for clients who have been unable to secure financing on their own, the team regularly succeeds in arranging a mortgage. Beyond that, they frequently negotiate terms that go further than what banks had offered clients directly. The service portfolio includes a "Hipoteca 110%", through which the purchase price and associated costs can be financed together — available to both residents and non-residents in Spain.

Support at every stage of the process

The team guides clients through every step of the mortgage journey: from the initial review of documents and communication with lenders, through to coordinating with the notary at the point of signing. Each stage is explained clearly, so clients always understand what is happening and why. The team is notably accessible, remaining reachable beyond standard working hours. José Melgar features prominently in client feedback, with his name consistently associated with patience, empathy, and a genuinely personal approach to finding solutions.

Finding the office

The office is located at Camí de Son Rapinya 36, Local 46, in the Ponent neighbourhood of Palma.

Facilities & services

ParkingPaid

AccessibilityEntranceRestroom

Frequently Asked Questions

Can OK Mallorca Credit help if a bank has already turned down a mortgage application?

Yes — arranging mortgages in cases where banks have directly refused is one of the team's core strengths. They review the individual situation and identify financing options tailored to the specific circumstances.

What is a Hipoteca 110% and who is it suitable for?

With a Hipoteca 110%, both the purchase price and associated buying costs are financed together, with a second property provided as additional security. This option is available to both residents and non-residents in Spain. The guarantee typically lapses in the fifth year of repayment.

Does the team also help with notary appointments and paperwork?

Yes — support extends beyond negotiating with banks to include organising the necessary documentation and coordinating everything through to the notarial signing.