OK Mallorca Credit is a mortgage brokerage on Carrer de Sant Miquel 30 in Palma, Mallorca. It handles the full process from the first consultation through valuation, paperwork and notary signing; several clients completed a mortgage in about 1 to 1.5 months, while others needed 3 to 4 months. Reported fees are €4,500 to €6,000, and one cooperative lender required a €1,000 membership if the loan was approved.
Frequently Asked Questions
Can OK Mallorca Credit help if banks have already turned you down?
Yes, several customer reviews say OK Mallorca Credit has helped with cases that banks had already rejected. The feedback also mentions that the team looked for solutions in difficult mortgage situations and, in some cases, achieved better terms than those first offered. The business has a Google rating of 4.8 from 107 reviews.
How long does the mortgage process usually take?
Several customers say the mortgage was completed in about 1 to 1.5 months. One review mentions signing after around 3 months, and another says they were in their home after 4 months. According to the reviews, the timeline depends on the case, the lender and how quickly the paperwork is ready.
Does OK Mallorca Credit handle the process all the way to signing?
According to several reviews, OK Mallorca Credit supports clients from the first consultation through to the notary signing. The feedback specifically mentions help with the appraisal, paperwork and coordination with the notary. That can be useful when several steps are running at once and deadlines need to be met.
How easy is it to reach OK Mallorca Credit?
Reviews frequently mention that the team is reachable by phone and WhatsApp. Several customers also say they received replies outside normal business hours. If you need to coordinate documents or deadlines, it may be useful to contact them in advance by WhatsApp.
What fees are mentioned for the service?
One customer mentions service fees of between €4,500 and €6,000 for the mortgage brokerage service. Another review also notes that a cooperative lender required a €1,000 membership fee if the mortgage was approved. According to the reviews, the total cost depends on the specific case and the financing route chosen.
Does the team also help with paperwork, the valuation and the notary appointment?
Yes, several customers say they were guided through the valuation, the paperwork and the notary appointment. The reviews also mention that the team explained each step clearly. That can be helpful when documents are missing or when several appointments need to be coordinated.
Where is OK Mallorca Credit based and how can I contact them?
OK Mallorca Credit is based in Palma. The listed website is https://www.okmallorcacredit.com/ and the phone number is +34 607 28 12 82. According to the reviews, many customers use phone or WhatsApp for the first contact, especially when documents need to be arranged quickly.
