Tax Calculator for Mallorca
All calculators for taxes and costs on Mallorca in one place — from purchase through ongoing ownership to inheritance. Each one calculates against a maintained register of official values and states on its page which legal status it relies on.
- Reservation Contract Spain
Arras penitenciales, confirmatorias or penales: the calculator shows both sides what withdrawing from a property purchase on Mallorca costs – and when the…
- Property Transfer Tax (ITP) Mallorca
See how Mallorca's property transfer tax (ITP) is calculated across price bands, then use the calculator to find your tax bill and average rate.
- IVA and AJD on new-build properties
Calculate IVA and AJD for your new-build purchase in Mallorca in real time: rates, value thresholds and reductions with legal status and sources.
- Property purchase budget in Mallorca
How much can you afford to spend on a property in Mallorca? The calculator uses your deposit, loan-to-value ratio and purchase costs to work out your realistic
- Buying property in Mallorca: is a Spanish S.L. worth it?
What does it cost to buy a Mallorca property through a Spanish S.L. compared to buying in your own name? Calculator with acquisition and annual comparison,…
- Purchase incidental costs in Mallorca
Calculate your purchase incidental costs in Mallorca in real time: ITP scale, IVA, AJD, notary and land registry. Calculator with legal status and sources.
- Notary and land registry costs
Calculate notary and land registry costs in Mallorca according to the official fee schedule – tiers, statutory discount and VAT disclosed.
- Valor de Referencia Spain
Calculate how Spain's Valor de Referencia affects property transfer tax when it exceeds the purchase price, and see the difference in your bill.
- Financing DE or Spain
Compare loan-to-value limits, collateral costs and model interest rates for your purchase on Mallorca. Check how the use of funds affects debt deductibility.
- Mortgage Ancillary Costs Spain
Since 2018, the bank has borne the tax, the notary, the Land Registry and the gestoría of the Spanish mortgage. The calculator shows both columns and the…
- Calculate Mortgage Spain
Calculate the monthly instalment, interest burden and equity for a Spanish mortgage: fixed, variable or mixed, including purchase costs and the protective…
- Early Repayment Spain
What does an early repayment do for your Spanish mortgage, and what should it cost? Calculate the repayment schedule, interest savings, and the limit under…
- Comunidad Costs Mallorca
Find out how your comunidad de propietarios fees are calculated in Mallorca, using the annual budget and your participation quota from the title deed.
- Municipal Taxes Mallorca
Calculate annual waste, wastewater and driveway access charges on Mallorca. See how local waste rules and water use affect your estimate.
- IBI Mallorca by municipality
Find the IBI property tax rate for your Mallorca municipality and calculate your bill using the cadastral value and details from your latest bill.
- Ongoing Costs Mallorca
Property tax IBI, refuse collection fee, comunidad, insurance, electricity, water and the tax on personal use: calculate the annual costs of your holiday…
- Modelo 210: Deemed Personal Use Tax
How the Spanish deemed personal use tax for non-residents works: cadastral value, imputation rate, deadlines and the Modelo 210 explained clearly.
- Wealth Tax Spain
How much wealth tax and solidarity tax do you pay for a property in Mallorca? Calculator with Balearic and national allowance, offsetting and Modelo 714.
- Tourist tax for holiday rental hosts
Calculator and guide for holiday rental hosts on Mallorca: how much Ecotasa to collect per guest per day of stay, how low-season and long-stay discounts work,
- Personal use or rental
For tax purposes, personal use counts the same as vacancy. The calculator shows from how many days of personal use letting your Mallorca property stops paying…
- ETV licence economics
You're not buying a licence, but tourist places. The calculator shows costs, additional annual yield compared to long-term rental, and the amortisation in…
- Holiday Rental Yield
Calculate net holiday rental yield in Mallorca from nightly rates, year-round occupancy, costs and tax residency, with the method explained step by step.
- Taxing rental income
Find out how non-residents declare Spanish rental income with Modelo 210, which costs EU/EEA residents can deduct and how vacant days are taxed.
- Long-term rental yield
Calculate the yield on your long-term rental on Mallorca after costs and taxes — including the difference between residents and non-residents.
- Plusvalía municipal Mallorca
Calculating plusvalía municipal Mallorca: cadastral value, holding period and municipal rate – with calculator, special cases and deadlines for sale and…
- IRPF exemption on house sale
Reinvestment, exemption from age 65, and life annuity: when the profit from selling your main home in Spain remains tax-free — with a calculator for Mallorca.
- 3% Withholding Spain
3% withholding tax on property sales in Spain: calculator for withholding, tax and refund, with the deadlines for Modelo 211 and Modelo 210.
- Capital gains tax on a sale
How much tax is due on the profit from selling a property in Spain: a calculator for non-residents and residents, acquisition costs, withholding tax and
- Selling Costs Mallorca
Estate agent, notary, energy performance certificate, cédula, mortgage cancellation and Plusvalía: The calculator shows you item by item what the sale costs…
- Inheritance Germany–Spain
If you inherit a finca on Mallorca, do you pay twice? The calculator shows the Spanish and German tax, the credit under § 21 ErbStG, and the surplus.
- Inheritance Tax in Mallorca
Calculate inheritance tax in Mallorca: allowance, tariff, multiplier and rebate step by step — with calculator, deadlines and official sources.
- Estate Settlement Costs in Mallorca
Notary, land registry and ancillary costs of estate settlement in Mallorca — calculated per heir. Calculator plus explanation of deadlines, forms and…
- Gift or inherit
Gift or inherit in Mallorca? Compare capital gains tax, inheritance and gift tax, and the tax burden in Germany using your own figures.
- Gift Tax in Mallorca
Calculating gift tax in Mallorca: rate, multiplier and the deduction since July 2025 step by step — with calculator, deadlines and official references.
- Spain tax residency: days of stay and economic interests
Learn when Spain considers you tax resident, how days spent there, economic interests and family ties count, and when worldwide income is taxed.
- Car to Spain: Costs
Use your vehicle details to calculate registration tax for a used car on Mallorca, and see how exemptions, DGT fees, ITV and IVTM affect the cost.
- Beckham Law Spain Calculator
The calculator compares Spain's special regime for inbound expatriates with the regular IRPF in the Balearics — including requirements, deadlines and limits.
- Health insurance Spain
Find out which health insurance route applies to residents in Spain: public cover through work, S1 for EU pensioners or private cover without entitlement.
- Cost of Living Mallorca
Compare take-home pay in Mallorca and Germany for the same gross salary, then enter your own rent and grocery costs to see what's left.
- Pension Taxation Spain
German pension in Mallorca: The calculator shows which part Germany is entitled to withhold, what Spain taxes, and what remains net after offsetting.
- Tax Burden Germany/Spain
Compare your income tax in Germany with the Spanish IRPF in the Balearics: splitting versus tributación conjunta, children, both earners. With calculator.
- Exit tax Spain
Moving to Mallorca with GmbH shares? Calculate Germany's exit tax using the shares' market value, acquisition costs and your other income.
- Calculate Building Costs Mallorca
Enter your contractor’s quoted price to check which Spanish VAT rate applies to building or renovation work in Mallorca and what it adds to your bill.
- Building Licence Fee Mallorca
What the building permit costs in Mallorca: calculating ICIO and the municipal fee per municipality, using the correct construction value instead of the offer…
- Solar System in Mallorca
When does your solar system in Mallorca reach payback? The calculator determines yield, self-consumption, subsidy, tax benefit and your payback year.
- Pool costs Mallorca
Calculate the cost of a pool in Mallorca, including building permit fees, construction tax, VAT and running costs such as water and electricity.
- Renovation Grants Balearic Islands
State IRPF deduction and Balearic deduction for energy renovations: calculator with maximum bases, deadlines, and evidence requirements for property owners in…
What does a property on Mallorca really cost you?
More than what's stated in the listing. On top of the purchase price come taxes and additional costs that no one calculates voluntarily: When buying a resale property, the property transfer tax (ITP) applies, which rises in stages with the purchase price. For new builds, VAT applies instead, together with the tax on the notarial deed. Added to this are notary fees, land registry costs and, if you're represented, a gestoría — a Spanish administrative office that handles official procedures for you. And it doesn't stop after the purchase: property tax, waste collection fee, ongoing tax returns.
Each calculator answers a specific question that people actually bring to us. What remains of the sale proceeds after taxes? What do children pay when they inherit a finca on the Balearics? What does someone owe the tax authorities who owns a flat but doesn't live in Spain? You enter a few key figures and get a reliable ballpark before heading to your appointment with a tax advisor or into price negotiations. If you're currently planning your move, our guide to emigrating can also help you; for background on buying, selling and ownership, you'll find it in our property guide.
How the calculators work
Behind every calculator lies a maintained register of official values: tax rates, brackets, allowances, deductions. These values are deliberately not embedded in the running text, but kept in a single place. If the legislator changes something, all calculators update together — instead of an old rate lingering somewhere that no one can find anymore.
Every calculator page states which legal status it relies on and where the values come from. We work exclusively with official sources: the ATIB, the Balearic tax administration, the Spanish tax authority Agencia Tributaria, the state gazette BOE, and the publications of the Balearic government. Secondary sources, forums and rules of thumb from estate agents are not included.
What the calculators are not: tax advice. They give you an orientation for a typical scenario. As soon as business assets, multiple heirs, unusual residency questions or old acquisition transactions come into play, the case belongs in the hands of a local advisor. Use the result as preparation for that conversation — then you'll know which questions to ask.