Spain's housing decree: €50,000 loans in the balance

Home-buying loans of up to €50,000 are on the table: MPs in Madrid, Spain, argue over a housing decree on 30 September 2026. Housing minister Isabel Rodríguez says the loans could help young people and families buy a home. She urges MPs to weigh the measures before deciding how to vote.

Why the decrees are under fire

Junts MP Marta Madrenas says two housing decrees approved by the government contain conflicting provisions. She also says MPs received the texts late and questions the decision to call an extraordinary sitting to approve them. Rodríguez acknowledges that both the issue and the numbers in parliament make an agreement difficult.

Eduardo Carazo, an MP for the conservative People’s Party, accuses the government of failing to build enough homes. He cites a Bank of Spain forecast that the country could be short of one million homes in 2028.

What the measures would do

Alongside the loans, Rodríguez points to protection against eviction, tax breaks and more public housing. The decree would cut value-added tax to 4% on the construction of public housing or affordable homes with permanent protected status.

Maribel Vaquero of the Basque Nationalist Party calls for help for vulnerable people without treating small landlords like large investment funds. Rodríguez concedes that the decree will not end the housing crisis on its own. MPs still have to decide how to vote.

Topics: Housing · Politics · Economy

Source: Europa Press / Mallorca.com