Mallorca.com

Insurance in Mallorca

There are 111 insurance providers listed on mallorca.com, rated 4.3★ on average. Car, health, home and liability insurance — as a resident on Mallorca you typically need several policies, and German- or English-speaking brokers help with comparison and selection.

The main carriers on the Spanish market are Sanitas, Adeslas and Asisa for private health insurance; Mapfre, Zurich and Allianz for car and home cover. Many holiday-home owners also take out a non-resident liability policy to cover guest accidents during short-term rentals. Brokers (corredores de seguros) are independent and can compare multiple carriers; tied agents (agentes) represent one carrier only — worth asking before the first quote. Find your insurance advisor on mallorca.com.

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Frequently Asked Questions

Which insurance do I need in Mallorca?
Mandatory: car liability insurance. Strongly recommended: private health insurance (Sanitas, Adeslas, Asisa), home contents insurance, liability insurance. For property owners: building insurance. For landlords: rental default insurance.
How much does health insurance cost in Mallorca?
Private health insurance costs from around €50-150/month depending on age and coverage. Sanitas, Adeslas and Asisa are the largest providers. Under-30s can find plans from €40/month.
Do I need Spanish car insurance in Mallorca?
Yes, for any vehicle registered in Spain. Fully comprehensive (Todo riesgo) costs €400-1,000+/year, third party (Terceros) from €200/year.
Do I need health insurance in Mallorca as a resident?
Yes, as a resident in Spain you must have health insurance. EU citizens can join the Seguridad Social (public system) or take out private health insurance. Proof of insurance is required for residency. Private insurance starts from approx. €50-150/month.
What insurance do I need as a property owner in Mallorca?
Recommended: building insurance (mandatory with a mortgage), contents insurance, liability insurance and possibly legal protection. For holiday rentals, specialist landlord insurance is advisable. Costs are approx. €300-800 per year for a standard package.